Decrease costs, increase control, enable better decisions

In-house banking brings your corporation a host of advantages, from centralizing your group-wide payment processes, like Payments on Behalf of (POBO), and both physical and notional cash pooling, to simplification of account structures and efficient hedging and funding. However, they often require massive administration and laborious centralization.

tm5’s unique take on in-house banking streamlines this by allowing subsidiary trade requests to central treasury to be initiated, negotiated, and captured directly within the system. Mirror sides of the intercompany deal are tracked in full detail, facilitating the process of intercompany trade management, while preserving integrity of intercompany trade data.

Integrate your netting center

Our multilateral netting module optimizes all of your intercompany cash flows in one central platform, integrating with your in-house bank and debiting or crediting your subsidiaries all from within the software – automating your settlement process.

Payments on behalf of

With every group company integrated into the in-house bank, Payments on Behalf of becomes simple. Payments of local subsidiaries can easily be routed through central treasury to limit required bank accounts and FX risk, and allow trades to occur without a hitch.

Third-party trading platform integration

BELLIN provides direct connections to 360T, Bloomberg, FXall, Currenex and more, enabling all trades with external platforms to be processed in tm5, with full details, and with related cash flows generated.

Components required for in-house banking

LMCash

Short-term cross-corporate cash management

Enter and manage information for daily cash forecasts, harmonizing your corporate cash management based on statements collected globally.

TTContract

Treasury transaction management

Manage, document and evaluate all treasury transactions with banks or group companies, allowing centralized FX, interest, and commodity dealings, reducing corporate group exposure.

TTDealing

Intercompany trading platform

Trade between subsidiaries or outside parties with an integrated bid/ask system.

Advantages of in-house banking in tm5

  • Cash flow transparency across all subsidiaries.
  • Efficient back-to-back hedging.
  • Group-wide, mobile and real-time financial status of all members of your corporate group.
  • Cash pooling and centralized FX buys, limiting exposures.
  • Unrivaled visibility into your long and short-term cash positions.